Interests Rates & Home Ownership Rates
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| Mortgage | [wikipedia] an agreement that allows you to borrow money from a bank or similar organization by offering something of value, esp. in order to buy a house or apartment, or the amount of money itself |
| Interest Rate | [dictionary] the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. |
| Term | [mtgprofessor] the years allowed to pay back a mortgage loan |
| Adjustable Rate Mortgage | [investopedia] a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets |
| Fixed Rate Mortgage | [bankrate] A mortgage in which the interest rate does not change throughout the term |